Featured Publications
Selected publications, media commentary, books and industry contributions across payments, fintech, privacy, technology law and public policy.
13+ Years Experience | 190+ Publications | Published Books | CIPP/E & CIPP/A
Highlighted Publications
Money Control
RBI’s new payment aggregators’ norms: Enabling innovation and customised services for merchants
June 2020 | Authored with inputs | Read ArticleTimes of India
The future of digital banking in India
March 2022 | Authored Article | Read ArticleET BFSI
Preparing for card-on-file tokenisation: How card payments will work now
December 2021 | Authored Article | Read ArticleFinextra
The India Policy Series: RBI launches cross-border bill and credit-based UPI payments
October 2022 | Co-Authored Article | Read ArticleMedianama
Addressing merchant fraud and the KYC challenge for B2B platforms and aggregators
December 2020 | Co-Authored Article | Read ArticleInc42
Union Budget 2021’s GIFT To The Payments Industry And Overcoming Zero MDR Issues
December 2021| Authored with Inputs | Read ArticleBooks
Software Protection: Licensing and IPR Laws (1st Edn., Sept 2018)
Oakbridge Publications · Sep 15, 2018
A comprehensive guide to software licensing laws in India, covering software copyright, patents, open-source licensing and key Indian and international legal developments. Written for lawyers, technology professionals, businesses and students seeking a practical reference on software licensing and intellectual property law.
Publications by Topic
Browse selected publications, commentary and industry contributions across payments, fintech, privacy, technology law and public policy, as published in national and international media, journals and industry platforms.
Payments & Fintech
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RBI’s new payment aggregators’ norms: Enabling innovation and customised services for merchants - MoneyControl | June 2020 | Authored with inputs
Regulation 2.0 for Payment Aggregators: Reimagining the role of PAs and what still needs to change - Medianama | May 2020 | Co-authored
In the Aftermath of Zero MDR: Exploring new revenue opportunities for Payment Service Providers - Moneycontrol | January 2020 | Authored with inputs
Preparing for card-on-file tokenisation: How card payments will work now - ETBFSI| December 2021 | Authored with inputs
Addressing merchant fraud and the KYC challenge for B2B platforms and aggregators - Medianama | December 2020 | Co-Authored
What NACH everyday means for recurring payments and bulk payouts in India - Times of India | September 2021 | Authored with inputs
Union Budget 2021’s GIFT To The Payments Industry And Overcoming Zero MDR Issues - Inc42 | March 2021 | Authored
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The India Policy Series: Handling cross-border investments with RBI supported innovation - Finextra | August 2022 | Co-Authored Article
The India Policy Series: RBI launches cross-border bill and credit-based UPI payments
Finextra | October 2022 | Co-Authored Article
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The India Policy Series: How the RBI Guidelines will impact digital lending models - Finextra | September 2022 | Co-Authored
The India Policy Series: What does RBI’s credit line move mean for BNPL innovation - Finextra | July 2022 | Co-Authored
The future of digital banking in India- Times of India | March 2022 | Authored
Changing the Retail Banking Landscape via Savings Account APIs- VCC Circle | July 2022 | Co-Authored
Money-Lending apps need stricter scrutiny: Experts - Times of India | January 2021 | Media Quote
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Impact of the Data Protection Bill on fintech sector and aligning financial laws with it - Medianama | April 2020 | Authored Article
The India Policy Series: Analysing the 2022 Digital Personal Data Protection Bill - Finextra | December 2022 | Co-Authored Article
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The India Policy Series: Cross-sectoral innovation under the new interoperable regulatory sandbox - Finextra | November 2022 | Co-Authored
The India Policy Series: Handling cross-border investments with RBI supported innovation - Finextra | August 2022 | Co-Authored
Explained: What RBI's recent clarification on cryptocurrencies means for investors - CNBC TV18 | June 2021 | Media Quote
Privacy Law & Technology Regulation
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Key Features of India’s New Data Protection Law - Risk Management Magazine (RIMS) | March 2020 | Authored
Personal Data Protection Bill 2019: Impact on private companies is hard to tell yet, given the exemptions for State intervention - Firstpost | December 2019 | Authored
Data Protection Bill Series: Understanding jurisdiction within and outside India - FirstPost | July 2018 | Authored
Data Protection Bill Series: Quick overview of India’s draft data protection law - FirstPost | July 2018 | Authored
Data Protection Bill Series: Obligations on data fiduciaries and compromises made - Firstpost | August 2018 | Authored
Understanding the Data Protection White Paper part I: Defining personal data and sensitive personal data - FirstPost | November 2017 | Authored
Right to Privacy verdict: Is it enforceable against a private technology company such as WhatsApp? - FirstPost | August 2017 | Authored
Right to Privacy: Here's how it will impact sectors like job search portals, banking, matrimonial sites and more - FirstPost | September 2017 | Authored
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The India Policy Series: Analysing the 2022 Digital Personal Data Protection Bill - Finextra | December 2022 | Co-Authored
Impact of the Data Protection Bill on fintech sector and aligning financial laws with it - Medianama | April 2020 | Authored
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Draft E-Commerce Policy: A problematic revision of intermediary rules for trademark and copyright liability - Firstpost | February 2019 | Authored
Understanding the EU’s New Copyright Law - Risk Management Magazine (RIMS) | May 2019 | Authored
TRAI OTT consultation paper: Rethinking traditional regulatory regimes to deal with innovation - Firstpost | November 2018| Authored
PUBG mobile ban: Regulating gaming and digital addiction in India - Firstpost | March 2021 | Authored
Lok Sabha Election 2019: EC guidelines to tackle misuse of social media is good first step, but sticking to rules won't be enough - Firstpost | March 2019 | Authored
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Can voluntary Aadhaar-based eKYC be legalised through a new law, after striking down Section 57?- Firstpost | October 2018| Authored
The Indian government proposes new data retention rules: Will privacy be compromised? - Firstpost | October 2016 | Authored
China’s new cybersecurity law: Don’t claim sovereignty over cyberspace in the name of cybersecurity- Firstpost | November 2016 | Authored